GoGreen Home helps California residents tackle the high cost of energy efficiency upgrades with access to affordable private market financing. With zero fees or closing costs, and some of the best rates available, GoGreen Home can help you save money on energy bills while building more comfort and value in your home.

Both homeowners and renters are eligible for GoGreen Home. Customers may upgrade a single-family home, townhome, condo, duplex, triplex, fourplex or manufactured home. And, with GoGreen Home, renovations for up to four units can be bundled into the same loan.

Administered by the State of California with support from the investor-owned utilities, GoGreen Home facilitates financing for energy retrofits for qualifying properties.


Eligibility requires that the property receive electric or natural gas service from Pacific Gas and Electric Company (PG&E®), San Diego Gas & Electric Company (SDG&E®), Southern California Edison (SCE®) or Southern California Gas Company (SoCalGas®). For complete program information, please refer to the GoGreen Home regulations+. GoGreen Home does not offer loans for solar or energy storage systems.

+ By clicking this link, you will leave GoGreenFinancing.com and transfer directly to the website of a third party. The Terms and Conditions and Privacy Policy on that website will apply.

Program benefits

  • No home equity needed
  • No lien on your property
  • Available to borrowers with a wide range of credit scores and incomes
  • Finance 100% of the cost of your project, including required related upgrades
  • Direct up to 30% of loan amount toward non-energy improvements
  • No prepayment penalties – pay off your loan early
  • No closing costs or origination fees
  • Affordable monthly payments
  • Below-market interest rates
  • Broad list of energy efficiency projects to choose from
  • Reduce project cost with utility rebates/incentives

What can be financed?

Use the arrows below to browse home improvement projects that can be financed with GoGreen Home. For a full list of possibilities including measure specifications, view the Eligible Energy Efficiency Measures. Financing is currently not available for solar or energy storage systems through GoGreen Home.

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